House Loan
We've created very special and tailored loan packages to help you own your home.
Choose one of hour mortgage products and get a hold of your dream home!
The following should be considered in FX linked Loans:
- Banks record FX linked loans in TL as a statutory requirement.
- Therefore, TL equivalents of your repayments may change in the event of a change in the exchange rates.
- In the event you make your repayments in foreign currency, the amount will be converted into TL at our bank's teller buying rate.
Scope: This loan is offered to provide financial assistance to those who want to own a home. Our product may be used for the purchase of real estate 70% of the construction of which has been completed, the necessary statutory approvals for which have been obtained and which have been registered as a dwelling (not to be used for commercial-professional purposes).
Currency: the product is offered in TL and as FX linked.
Collateral: The mortgage for the home that is purchased by bank loan constitutes the collateral.
Insurance: Individual Accident Insurance + Home Insurance + Earthquake Damage Insurance (to be renewed each year during the loan period.)
Finance ratio: In the general practice, loans up to 75% of the valuation of the property are offered.
Taxes: Within the framework of the Home Finance Act, unless you are using your property for professional - commercial purposes, all payments related to your loan will be exempted from BSMV tax and KKDF deductions.
