Remortgage
You have the opportunity of restructuring your previous home loan at BankPozitif...
If you want to restructure the home loan you used for your existing home with a different payment term, interest rate and currency, here's the home finance credit enabling you to pay off your existing loans. If you use this product, you may benefit from the tax and fund deduction exemptions allowed by the home finance act.
Features
- We offer this product with 3-120 month payment terms in line with our home loan product.
- The product may be in YTL or linked to USD, Euro, Swiss Franc or Japanese Yen.
- Earthquake and Home Insurance are required for the collateral property and Individual Accident Insurance is necessary for the customer. These policies must be updated annually throughout the loan payment duration.
- This product is offered up to the sum of the loan debt to the other bank and up to 75% of the expert valuation of the property that is the subject of the loan within the framework of the home finance act.
Required forms and documents:
- Application form,
- Birth Certificate photocopy
- Income statement â€" In case you provide a payroll or a letter indicating your salary from your work place, an authorised signature document from your work place
- Residence document or a utility bill covering the last three months (electricity, water, telephone, natural gas bill)
- Tax Declaration Table if you are self employed
- A photocopy of your home's title deed
- If specifically necessary for the loan you require, additional documents and collateral may be requested.
- Document indicating your debt to the other bank
- If specifically necessary for the loan you require, additional documents and collateral may be requested.
