House Credit with Easy Payments
House Credit with Easy Payments
Different payment plants which are appropriate for your budget!
The tax slice application in different periods of the year, inflation, holiday and school expenses and similar factors may influence your cash flow and constrain your budget. "House Credit with Easy Payments" which is presented by Bank Pozitif prevents your budget from getting influenced by such factors.
Pass December without paying any installment! The expenses will increase naturally in the end of the year... The payments which you leave to the year end in one side, and the increasing tax deductions in the other side, and also New Year expenditures above all... And, December installment of your residence credit. Take it easy! Because you can benefit from the "No payment in December" option of the "House Credit with Easy Payments" and you can have house without paying any installment in Decembers every year during the term.
Cut half your payments in the last 3 months of the year! Do not get into trouble thinking that the tax deductions which increase in the last three months of the year will decrease your monthly net income and will trouble you! Thanks to the "50% less installment payment in the last 3 months of the year" option of the "House Credit with Easy Payments", your installments reduce to half during October-November-December months and you are not annoyed!
Pay 30% less in the last 6 months of the year!
As the summer months approach, the holiday plans start, and in the returns of holidays the school preparations of the children start... Also, in the same period, your monthly income decreases due to the tax slice application. And also if you have some credit payments, your budget will be even worse. In this case, "30% less in the last 6 months of the year" option of the "House Credit with Easy Payments" will relieve you. Because, in this option, you will pay 30% less for the credit installments, in comparison with the first 6 months in the second half of the year during the term.
Coverage : This credit is presented in order to provide the necessary financial support for those that want to have house. Our product could be used in purchasing the immovable properties which are completed at least with 70% proportion, the legal permissions of which are obtained and registered as residence (which will not be used for the commercial-professional purposes).
Currencies : It is presented in TRY and as foreign currency indexed.
Security : The mortgage of the house which is purchased with credit forms the security.
Insurance : Individual Accident Insurance + Residence Insurance + DASK (will be renewed every year during the term)
Financing Rate : The credit is presented up to 75% of the expertise value in general application.
Taxes : In the frame of the house financing law, in case you will not use the house you purchased for the professional-commercial purposes, all of the payments which you will make relating to the credit are exempted from BSMV and KKDF.
